Page 84 - Yucaipa Valley Water District

Director Memorandum No. 18-106 Page 2 of 2

• New feature allowing participants to change contribution rates either online, via
smartphone app, via call center, or traditional paper-based changes
• Loan Option for both General Purpose and Residential loans for all employees.
• Addition of optional third-party advice and managed account program through Morningstar
Associates, LLC
• Optional Self-Directed Brokerage Account through TD Ameritrade

Financial Consideration

There is no financial impact to the District. All fees are paid by employees who utilize the 457(b)
Deferred Compensation Plan option.

Yucaipa Valley Water District - July 17, 2018 - Page 82 of 94